EMI vs SIP for ₹6,700,000
11 Years @ 9%
Original Plan
11 Years @ 9%
EMI: ₹ 80,137
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 65,963
Monthly Savings
₹ 14,175
SIP Investment
@ 12% for 16 years
₹ 8,240,934
Extra Interest Paid
₹ 2,086,677
Final Outcome
₹ 6,154,257
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,240,934.
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