EMI vs SIP for ₹3,600,000
30 Years @ 9%
Original Plan
30 Years @ 9%
EMI: ₹ 28,966
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 28,224
Monthly Savings
₹ 743
SIP Investment
@ 12% for 35 years
₹ 4,823,823
Extra Interest Paid
₹ 1,426,065
Final Outcome
₹ 3,397,759
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 9%, investing savings can generate ₹4,823,823.
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