EMI vs SIP for ₹6,600,000
9 Years @ 8%
Original Plan
9 Years @ 8%
EMI: ₹ 85,924
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 65,427
Monthly Savings
₹ 20,497
SIP Investment
@ 12% for 14 years
₹ 8,945,048
Extra Interest Paid
₹ 1,711,996
Final Outcome
₹ 7,233,052
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,945,048.
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