EMI vs SIP for ₹6,600,000

9 Years @ 8%

Original Plan

9 Years @ 8%

EMI: ₹ 85,924

Extended Plan

14 Years (Reduced EMI)

EMI: ₹ 65,427

Monthly Savings

₹ 20,497

SIP Investment

@ 12% for 14 years

₹ 8,945,048

Extra Interest Paid

₹ 1,711,996

Final Outcome

₹ 7,233,052

Profit from SIP strategy

Analysis

For ₹6,600,000 loan at 8%, investing savings can generate ₹8,945,048.

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