EMI vs SIP for ₹2,400,000
24 Years @ 7%
Original Plan
24 Years @ 7%
EMI: ₹ 17,226
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 16,131
Monthly Savings
₹ 1,095
SIP Investment
@ 12% for 29 years
₹ 3,418,109
Extra Interest Paid
₹ 652,476
Final Outcome
₹ 2,765,633
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 7%, investing savings can generate ₹3,418,109.
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