EMI vs SIP for ₹6,600,000
28 Years @ 8%
Original Plan
28 Years @ 8%
EMI: ₹ 49,286
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 47,413
Monthly Savings
₹ 1,873
SIP Investment
@ 12% for 33 years
₹ 9,540,183
Extra Interest Paid
₹ 2,215,524
Final Outcome
₹ 7,324,659
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹9,540,183.
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