EMI vs SIP for ₹6,600,000
17 Years @ 11%
Original Plan
17 Years @ 11%
EMI: ₹ 71,635
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 66,477
Monthly Savings
₹ 5,158
SIP Investment
@ 12% for 22 years
₹ 6,684,717
Extra Interest Paid
₹ 2,936,296
Final Outcome
₹ 3,748,420
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,684,717.
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