EMI vs SIP for ₹6,600,000
20 Years @ 11%
Original Plan
20 Years @ 11%
EMI: ₹ 68,124
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 64,687
Monthly Savings
₹ 3,437
SIP Investment
@ 12% for 25 years
₹ 6,522,116
Extra Interest Paid
₹ 3,056,375
Final Outcome
₹ 3,465,742
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,522,116.
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