EMI vs SIP for ₹5,500,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 56,819
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 48,123
Monthly Savings
₹ 8,696
SIP Investment
@ 12% for 18 years
₹ 6,656,351
Extra Interest Paid
₹ 1,530,782
Final Outcome
₹ 5,125,569
Profit from SIP strategy
Analysis
For ₹5,500,000 loan at 8%, investing savings can generate ₹6,656,351.
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