EMI vs SIP for ₹6,600,000
19 Years @ 8%
Original Plan
19 Years @ 8%
EMI: ₹ 56,397
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 51,616
Monthly Savings
₹ 4,782
SIP Investment
@ 12% for 24 years
₹ 7,997,985
Extra Interest Paid
₹ 2,006,748
Final Outcome
₹ 5,991,237
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹7,997,985.
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