EMI vs SIP for ₹7,600,000
15 Years @ 12%
Original Plan
15 Years @ 12%
EMI: ₹ 91,213
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 83,683
Monthly Savings
₹ 7,530
SIP Investment
@ 12% for 20 years
₹ 7,523,810
Extra Interest Paid
₹ 3,665,512
Final Outcome
₹ 3,858,298
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 12%, investing savings can generate ₹7,523,810.
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