EMI vs SIP for ₹6,600,000
19 Years @ 10%
Original Plan
19 Years @ 10%
EMI: ₹ 64,763
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 60,548
Monthly Savings
₹ 4,215
SIP Investment
@ 12% for 24 years
₹ 7,051,099
Extra Interest Paid
₹ 2,671,741
Final Outcome
₹ 4,379,358
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,051,099.
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