EMI vs SIP for ₹3,400,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 43,135
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 38,486
Monthly Savings
₹ 4,648
SIP Investment
@ 12% for 18 years
₹ 3,558,021
Extra Interest Paid
₹ 1,584,038
Final Outcome
₹ 1,973,983
Profit from SIP strategy
Analysis
For ₹3,400,000 loan at 12%, investing savings can generate ₹3,558,021.
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