EMI vs SIP for ₹6,600,000
18 Years @ 7%
Original Plan
18 Years @ 7%
EMI: ₹ 53,823
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 48,175
Monthly Savings
₹ 5,648
SIP Investment
@ 12% for 23 years
₹ 8,320,527
Extra Interest Paid
₹ 1,670,410
Final Outcome
₹ 6,650,117
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,320,527.
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