EMI vs SIP for ₹1,800,000
9 Years @ 7%
Original Plan
9 Years @ 7%
EMI: ₹ 22,511
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 16,837
Monthly Savings
₹ 5,674
SIP Investment
@ 12% for 14 years
₹ 2,476,274
Extra Interest Paid
₹ 397,431
Final Outcome
₹ 2,078,843
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 7%, investing savings can generate ₹2,476,274.
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