EMI vs SIP for ₹6,600,000
16 Years @ 11%
Original Plan
16 Years @ 11%
EMI: ₹ 73,194
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 67,245
Monthly Savings
₹ 5,949
SIP Investment
@ 12% for 21 years
₹ 6,773,453
Extra Interest Paid
₹ 2,892,609
Final Outcome
₹ 3,880,844
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,773,453.
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