EMI vs SIP for ₹6,300,000
15 Years @ 12%
Original Plan
15 Years @ 12%
EMI: ₹ 75,611
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 69,368
Monthly Savings
₹ 6,242
SIP Investment
@ 12% for 20 years
₹ 6,236,843
Extra Interest Paid
₹ 3,038,517
Final Outcome
₹ 3,198,326
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹6,236,843.
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