EMI vs SIP for ₹6,600,000
15 Years @ 11%
Original Plan
15 Years @ 11%
EMI: ₹ 75,015
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 68,124
Monthly Savings
₹ 6,891
SIP Investment
@ 12% for 20 years
₹ 6,885,092
Extra Interest Paid
₹ 2,847,093
Final Outcome
₹ 4,038,000
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,885,092.
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