EMI vs SIP for ₹6,000,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 57,339
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 50,186
Monthly Savings
₹ 7,153
SIP Investment
@ 12% for 20 years
₹ 7,146,626
Extra Interest Paid
₹ 1,723,694
Final Outcome
₹ 5,422,932
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 8%, investing savings can generate ₹7,146,626.
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