EMI vs SIP for ₹6,600,000
12 Years @ 7%
Original Plan
12 Years @ 7%
EMI: ₹ 67,873
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 55,418
Monthly Savings
₹ 12,456
SIP Investment
@ 12% for 17 years
₹ 8,319,321
Extra Interest Paid
₹ 1,531,457
Final Outcome
₹ 6,787,864
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,319,321.
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