EMI vs SIP for ₹1,700,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 18,508
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 17,798
Monthly Savings
₹ 710
SIP Investment
@ 12% for 26 years
₹ 1,526,649
Extra Interest Paid
₹ 889,047
Final Outcome
₹ 637,602
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 12%, investing savings can generate ₹1,526,649.
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