EMI vs SIP for ₹6,600,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 86,686
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 75,980
Monthly Savings
₹ 10,705
SIP Investment
@ 12% for 17 years
₹ 7,150,385
Extra Interest Paid
₹ 3,017,230
Final Outcome
₹ 4,133,155
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹7,150,385.
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