EMI vs SIP for ₹8,800,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 111,643
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 99,612
Monthly Savings
₹ 12,031
SIP Investment
@ 12% for 18 years
₹ 9,208,995
Extra Interest Paid
₹ 4,099,863
Final Outcome
₹ 5,109,132
Profit from SIP strategy
Analysis
For ₹8,800,000 loan at 12%, investing savings can generate ₹9,208,995.
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