EMI vs SIP for ₹6,500,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 63,575
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 53,008
Monthly Savings
₹ 10,567
SIP Investment
@ 12% for 18 years
₹ 8,088,533
Extra Interest Paid
₹ 1,531,979
Final Outcome
₹ 6,556,554
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 7%, investing savings can generate ₹8,088,533.
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