EMI vs SIP for ₹1,500,000
9 Years @ 7%
Original Plan
9 Years @ 7%
EMI: ₹ 18,759
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 14,031
Monthly Savings
₹ 4,728
SIP Investment
@ 12% for 14 years
₹ 2,063,562
Extra Interest Paid
₹ 331,193
Final Outcome
₹ 1,732,369
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 7%, investing savings can generate ₹2,063,562.
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