EMI vs SIP for ₹6,300,000
26 Years @ 7%
Original Plan
26 Years @ 7%
EMI: ₹ 43,901
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 41,521
Monthly Savings
₹ 2,380
SIP Investment
@ 12% for 31 years
₹ 9,497,348
Extra Interest Paid
₹ 1,748,669
Final Outcome
₹ 7,748,680
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 7%, investing savings can generate ₹9,497,348.
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