EMI vs SIP for ₹7,500,000
17 Years @ 12%
Original Plan
17 Years @ 12%
EMI: ₹ 86,341
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 80,845
Monthly Savings
₹ 5,496
SIP Investment
@ 12% for 22 years
₹ 7,121,969
Extra Interest Paid
₹ 3,729,582
Final Outcome
₹ 3,392,387
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 12%, investing savings can generate ₹7,121,969.
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