EMI vs SIP for ₹6,300,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 73,148
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 56,626
Monthly Savings
₹ 16,522
SIP Investment
@ 12% for 15 years
₹ 8,336,686
Extra Interest Paid
₹ 1,414,912
Final Outcome
₹ 6,921,774
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 7%, investing savings can generate ₹8,336,686.
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