EMI vs SIP for ₹6,200,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 65,744
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 64,006
Monthly Savings
₹ 1,737
SIP Investment
@ 12% for 29 years
₹ 5,422,957
Extra Interest Paid
₹ 3,339,995
Final Outcome
₹ 2,082,962
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 12%, investing savings can generate ₹5,422,957.
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