EMI vs SIP for ₹3,600,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 63,550
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 47,283
Monthly Savings
₹ 16,267
SIP Investment
@ 12% for 12 years
₹ 5,241,995
Extra Interest Paid
₹ 1,470,578
Final Outcome
₹ 3,771,417
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 12%, investing savings can generate ₹5,241,995.
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