EMI vs SIP for ₹6,200,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 71,987
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 55,727
Monthly Savings
₹ 16,260
SIP Investment
@ 12% for 15 years
₹ 8,204,357
Extra Interest Paid
₹ 1,392,453
Final Outcome
₹ 6,811,905
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 7%, investing savings can generate ₹8,204,357.
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