EMI vs SIP for ₹6,700,000
5 Years @ 9%
Original Plan
5 Years @ 9%
EMI: ₹ 139,081
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 84,873
Monthly Savings
₹ 54,208
SIP Investment
@ 12% for 10 years
₹ 12,594,686
Extra Interest Paid
₹ 1,839,873
Final Outcome
₹ 10,754,812
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹12,594,686.
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