EMI vs SIP for ₹6,600,000
22 Years @ 12%
Original Plan
22 Years @ 12%
EMI: ₹ 71,144
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 68,736
Monthly Savings
₹ 2,408
SIP Investment
@ 12% for 27 years
₹ 5,868,404
Extra Interest Paid
₹ 3,488,345
Final Outcome
₹ 2,380,059
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,868,404.
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