EMI vs SIP for ₹5,700,000
17 Years @ 7%
Original Plan
17 Years @ 7%
EMI: ₹ 47,861
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 42,375
Monthly Savings
₹ 5,485
SIP Investment
@ 12% for 22 years
₹ 7,108,616
Extra Interest Paid
₹ 1,423,472
Final Outcome
₹ 5,685,144
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,108,616.
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