EMI vs SIP for ₹5,500,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 59,932
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 51,504
Monthly Savings
₹ 8,428
SIP Investment
@ 12% for 18 years
₹ 6,451,093
Extra Interest Paid
₹ 1,775,506
Final Outcome
₹ 4,675,587
Profit from SIP strategy
Analysis
For ₹5,500,000 loan at 9%, investing savings can generate ₹6,451,093.
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