EMI vs SIP for ₹800,000
17 Years @ 8%
Original Plan
17 Years @ 8%
EMI: ₹ 7,186
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 6,449
Monthly Savings
₹ 737
SIP Investment
@ 12% for 22 years
₹ 954,598
Extra Interest Paid
₹ 236,693
Final Outcome
₹ 717,905
Profit from SIP strategy
Analysis
For ₹800,000 loan at 8%, investing savings can generate ₹954,598.
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