EMI vs SIP for ₹4,300,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 54,553
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 48,674
Monthly Savings
₹ 5,879
SIP Investment
@ 12% for 18 years
₹ 4,499,850
Extra Interest Paid
₹ 2,003,342
Final Outcome
₹ 2,496,508
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 12%, investing savings can generate ₹4,499,850.
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