EMI vs SIP for ₹6,600,000
30 Years @ 7%
Original Plan
30 Years @ 7%
EMI: ₹ 43,910
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 42,165
Monthly Savings
₹ 1,745
SIP Investment
@ 12% for 35 years
₹ 11,337,135
Extra Interest Paid
₹ 1,901,511
Final Outcome
₹ 9,435,624
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹11,337,135.
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