EMI vs SIP for ₹3,700,000
26 Years @ 7%
Original Plan
26 Years @ 7%
EMI: ₹ 25,783
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 24,385
Monthly Savings
₹ 1,398
SIP Investment
@ 12% for 31 years
₹ 5,577,808
Extra Interest Paid
₹ 1,026,996
Final Outcome
₹ 4,550,812
Profit from SIP strategy
Analysis
For ₹3,700,000 loan at 7%, investing savings can generate ₹5,577,808.
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