EMI vs SIP for ₹6,600,000
6 Years @ 9%
Original Plan
6 Years @ 9%
EMI: ₹ 118,969
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 78,941
Monthly Savings
₹ 40,027
SIP Investment
@ 12% for 11 years
₹ 10,992,073
Extra Interest Paid
₹ 1,854,517
Final Outcome
₹ 9,137,556
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹10,992,073.
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