EMI vs SIP for ₹3,300,000
18 Years @ 8%
Original Plan
18 Years @ 8%
EMI: ₹ 28,874
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 26,184
Monthly Savings
₹ 2,690
SIP Investment
@ 12% for 23 years
₹ 3,962,276
Extra Interest Paid
₹ 990,033
Final Outcome
₹ 2,972,243
Profit from SIP strategy
Analysis
For ₹3,300,000 loan at 8%, investing savings can generate ₹3,962,276.
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