EMI vs SIP for ₹2,600,000
26 Years @ 10%
Original Plan
26 Years @ 10%
EMI: ₹ 23,425
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 22,703
Monthly Savings
₹ 723
SIP Investment
@ 12% for 31 years
₹ 2,884,173
Extra Interest Paid
₹ 1,136,651
Final Outcome
₹ 1,747,522
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,884,173.
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