EMI vs SIP for ₹6,600,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 63,073
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 55,205
Monthly Savings
₹ 7,868
SIP Investment
@ 12% for 20 years
₹ 7,861,289
Extra Interest Paid
₹ 1,896,064
Final Outcome
₹ 5,965,225
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹7,861,289.
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