EMI vs SIP for ₹2,600,000
19 Years @ 10%
Original Plan
19 Years @ 10%
EMI: ₹ 25,513
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 23,852
Monthly Savings
₹ 1,661
SIP Investment
@ 12% for 24 years
₹ 2,777,706
Extra Interest Paid
₹ 1,052,504
Final Outcome
₹ 1,725,202
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,777,706.
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