EMI vs SIP for ₹900,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 9,807
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 8,428
Monthly Savings
₹ 1,379
SIP Investment
@ 12% for 18 years
₹ 1,055,633
Extra Interest Paid
₹ 290,537
Final Outcome
₹ 765,096
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,055,633.
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