EMI vs SIP for ₹2,600,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 32,985
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 29,431
Monthly Savings
₹ 3,555
SIP Investment
@ 12% for 18 years
₹ 2,720,839
Extra Interest Paid
₹ 1,211,323
Final Outcome
₹ 1,509,516
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹2,720,839.
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