EMI vs SIP for ₹500,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 4,754
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 4,505
Monthly Savings
₹ 249
SIP Investment
@ 12% for 26 years
₹ 535,660
Extra Interest Paid
₹ 207,541
Final Outcome
₹ 328,118
Profit from SIP strategy
Analysis
For ₹500,000 loan at 10%, investing savings can generate ₹535,660.
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