EMI vs SIP for ₹2,400,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 26,152
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 22,475
Monthly Savings
₹ 3,678
SIP Investment
@ 12% for 18 years
₹ 2,815,022
Extra Interest Paid
₹ 774,766
Final Outcome
₹ 2,040,256
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 9%, investing savings can generate ₹2,815,022.
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