EMI vs SIP for ₹1,200,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 11,009
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 10,590
Monthly Savings
₹ 419
SIP Investment
@ 12% for 29 years
₹ 1,307,617
Extra Interest Paid
₹ 514,729
Final Outcome
₹ 792,888
Profit from SIP strategy
Analysis
For ₹1,200,000 loan at 10%, investing savings can generate ₹1,307,617.
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