EMI vs SIP for ₹6,000,000
8 Years @ 9%
Original Plan
8 Years @ 9%
EMI: ₹ 87,901
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 65,381
Monthly Savings
₹ 22,520
SIP Investment
@ 12% for 13 years
₹ 8,466,116
Extra Interest Paid
₹ 1,760,893
Final Outcome
₹ 6,705,223
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹8,466,116.
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