EMI vs SIP for ₹10,000,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 106,038
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 103,236
Monthly Savings
₹ 2,802
SIP Investment
@ 12% for 29 years
₹ 8,746,705
Extra Interest Paid
₹ 5,387,089
Final Outcome
₹ 3,359,616
Profit from SIP strategy
Analysis
For ₹10,000,000 loan at 12%, investing savings can generate ₹8,746,705.
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